Resolution Finance UK is a trading name of Resolution Financial Planning Limited, an established firm providing independent financial advice to individuals and businesses throughout the United Kingdom. Their core focus is on helping clients achieve their financial goals through a comprehensive and personalized approach to financial planning. Instead of selling specific financial products, Resolution Finance UK prioritizes understanding their clients’ unique circumstances, risk tolerance, and aspirations. This involves a thorough assessment of their current financial position, future objectives (such as retirement planning, estate planning, or investment goals), and any potential challenges or opportunities they might face. The firm’s independence is a key differentiator. As independent financial advisors (IFAs), they are not tied to any particular financial institution or product provider. This allows them to offer unbiased advice and recommend solutions that are genuinely in the best interests of their clients, drawn from the entire market. They have a duty to act as fiduciaries, prioritizing the client’s needs above their own. Resolution Finance UK offers a wide range of services, including: * **Retirement Planning:** Helping clients plan for a comfortable and secure retirement by assessing their current pension provisions, projecting future income needs, and developing strategies for maximizing retirement savings. This includes advice on pension consolidation, drawdown options, and tax-efficient retirement income strategies. * **Investment Advice:** Providing tailored investment recommendations based on the client’s risk profile, time horizon, and financial goals. This encompasses portfolio construction, asset allocation, and ongoing portfolio management, with a focus on achieving long-term investment returns. * **Protection Planning:** Assessing a client’s insurance needs and recommending suitable protection policies to safeguard against unforeseen events such as illness, death, or disability. This includes life insurance, critical illness cover, and income protection insurance. * **Mortgage Advice:** Assisting clients with finding the most suitable mortgage for their needs, whether they are first-time buyers, remortgaging, or looking to invest in property. They have access to a wide range of mortgage lenders and can negotiate competitive rates on behalf of their clients. * **Estate Planning:** Helping clients plan for the efficient and effective transfer of their assets to future generations. This involves advising on wills, trusts, and inheritance tax planning strategies. Resolution Finance UK emphasizes building long-term relationships with their clients. They provide ongoing support and advice to help clients stay on track with their financial goals, adapting their strategies as circumstances change. They also focus on providing clear and transparent communication, ensuring clients understand the advice they are receiving and the fees they are paying. Their commitment is to empower clients to make informed decisions about their financial future.