Ozzy Tyres Finance: Get Rolling Sooner

Ozzy Tyres, a well-known Australian retailer of tyres and wheels, understands that purchasing new wheels and tyres can be a significant expense. To make their products more accessible, they offer various finance options, allowing customers to drive away with their desired upgrades without immediate full payment.

Understanding the Options

Ozzy Tyres primarily partners with finance providers to offer options such as:

• Zip Pay/Zip Money: These buy-now-pay-later (BNPL) services are popular choices for smaller purchases. Zip Pay typically offers interest-free periods, while Zip Money provides larger credit limits and longer repayment terms, often suitable for complete wheel and tyre packages. Interest may apply to Zip Money after the initial interest-free period.
• Afterpay: Similar to Zip Pay, Afterpay splits the purchase price into four equal installments, payable every two weeks. It’s generally interest-free if payments are made on time. Afterpay is well-suited for smaller tyre and wheel purchases.
• Humm (formerly Certegy Ezi-Pay): Humm offers a range of payment plans, catering to both small and large purchases. It requires an initial deposit and regular repayments. Humm may charge account keeping fees or interest, depending on the specific plan chosen.
• LatitudePay: This BNPL option allows customers to split purchases into smaller, more manageable installments. LatitudePay often offers interest-free periods, making it an attractive option for those who can adhere to the repayment schedule.

Benefits of Financing

Opting for finance through Ozzy Tyres offers several advantages:

• Immediate Access: Get the tyres and wheels you need without delaying due to budget constraints. This is especially beneficial if your current tyres are worn and impacting safety.
• Budget Management: Spread the cost over time, making it easier to manage your finances and avoid a large upfront payment.
• Flexibility: Choose a repayment plan that aligns with your financial situation and income.
• Potential Interest-Free Periods: Many BNPL options offer interest-free periods, saving you money if you repay within the specified timeframe.

Things to Consider

While financing offers convenience, it’s crucial to consider the following:

• Fees and Interest: Understand all fees associated with the chosen finance option, including account keeping fees, late payment fees, and interest charges (if applicable).
• Repayment Schedule: Ensure you can comfortably meet the repayment schedule to avoid late payment fees and potential damage to your credit score.
• Credit Check: Some finance options may require a credit check, which could affect your credit rating.
• Total Cost: Calculate the total cost of the purchase, including all fees and interest, to ensure it aligns with your budget.

Before committing to any finance option, carefully review the terms and conditions provided by the finance provider. Contact Ozzy Tyres directly or visit their website for the most up-to-date information on available finance options and eligibility criteria. Understanding the details will empower you to make an informed decision and drive away with your new tyres and wheels with confidence.